Commercial Accounts

Account Type	Minimum to Open/Minimum Daily Balance	Balance Requirement Fee (If below minimum daily balance any day during statement cycle)	Features	Transaction Fees and Limits	Interest Bearing	Uncollected Funds Charge (per statement cycle)
EZ Small Business Commercial Checking	$200/$200	$12/month	25 free items per month E-Statement Free Paper Statement $5	$0.25 per item in excess of monthly allowed free items	No	N/A
Small Business Commercial Checking	$1,000/$1,000	$10/month	100 free items per month	$0.50 per item in excess of monthly allowed free items	No	17.50% per annum of average daily uncollected balance
Commercial Checking	$200	$10/month	Earnings credit is used to help offset monthly fees	$0.15 per item	No	17.50% per annum of average daily uncollected balance
Commercial Super NOW Account (sole proprietorship or non-profit organization only)	$100/$1,000	$7.50/month	Unlimited Transactions	N.A.	Yes	N.A.
Commercial Elite Money Market	$1,000/$2,500	$10/month	Unlimited Transactions	N.A.	Yes	N.A.
Commercial Savings	$100/$100	$5/quarter	Unlimited Transactions	N.A.	Yes	N.A.

Monthly and quarterly periods are based on statement cycles
Accrued interest will not be credited if account is closed before statement cycle
Complete cash management products available