Commercial Lending

Commercial Real Estate

Are you considering to acquiring, build, refinance, develop, or lower your interest rate? At Southwestern National Bank, we have seasoned commercial real estate lenders ready to help with your financial needs. We are committed to provide you with the competitive advantages in interest rate, loan to value ratio and streamlined underwriting & closing process. 

• Owner-Occupied Real Estate Loans
• Commercial Real Estate Loans
• Business Acquisition
• Equity Out
• Hotel/Motel
• Construction Loans
• Gas Station /Convenience Store
• Apartment Complex
• Retail Shopping Center
• Office/Warehouse Building
• Developed/Buildable Land Investments
• Investment Property for Non-Resident

Please visit one of our loan officers at your nearest Southwestern National Bank Branch for details and to learn more about our commercial real estate loan programs.

SBA Guaranteed Loan Program

Southwestern National Bank has the mission to help local small business to thrive, we as an SBA Preferred Lender (PLP Lender), could provide you with various financial solutions that is tailored to your needs.
Whether it is for commercial real estate acquisition, construction, leasehold improvement, equipment and inventory purchase, business acquisition, and working capital. Take advantage of SBA 7(a) and SBA 504 Loan Programs today, such as low down payment, flexible requirements on collateral, longer terms of amortization with fixed interest rate etc.

Please visit with one of our loan officers at your nearest Southwestern National Bank Branch for details and to learn more about the SBA programs.

For more information on SBA Loans, please visit www.sba.gov.

Business Line of Credit

If you have immediate cash needs, a line of credit will let you access funds quickly and easily.  This can be an idea solution if you are looking for working capital, need to expand your inventory, have emergency repairs to tackle, and much more. 

Working Capital Line of Credits

Southwestern National Bank offers Lines of Credit to help you expand your business or to cover gaps of short-term working capital. A Lines of Credit is commonly used to finance the following:

• Inventories of a busy season
• Account receivable to expand business
• Payroll to expand workforce

Please contact our lending team for more information.

Working Capital Term Loans

Southwestern National Bank offers short term financing to help you cover your business day to day operations or expand your business.

Please contact our lending team for more information.

Equipment Loans

Southwestern National Bank’s lending team can help you to get the financing you need for the equipment to grow and expand your business. From heavy machinery to commercial vehicle, we finance them all.

Please contact our lending team for more information.

Letters of Credit

Letters of Credit help provide your business proper documents that guarantee payments. Southwestern National Bank offers Stand-by Letter of Credit, Commercial Letter of Credit and Export Letter of Credit to help you to mitigate non-payment business risk.

Please contact our lending team for more information.